AU SMALL FINANCE BANK
|
AU SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2023 | Mar2022 | Mar2021 | Mar2020 | Mar2019 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 21.42 | 35.88 | 37.50 | 22.19 | 13.06 |
| DPS(Rs) | 1.00 | 1.00 | - | - | 0.75 |
| Book NAV/Share(Rs) | 163.98 | 237.30 | 197.69 | 142.20 | 100.73 |
| Margin Ratios | |||||
| Yield on Advances | 14.05 | 12.85 | 14.30 | 15.88 | 12.92 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.00 | 4.59 | 6.01 | 6.51 | 5.73 |
| NIM | 5.03 | 4.80 | 4.71 | 4.65 | 4.23 |
| Interest Spread | 9.05 | 8.26 | 8.29 | 9.37 | 7.19 |
| Performance Ratios | |||||
| ROA(%) | 1.79 | 1.87 | 2.50 | 1.81 | 1.48 |
| ROE(%) | 15.52 | 16.56 | 22.31 | 18.56 | 14.66 |
| ROCE(%) | 14.98 | 14.01 | 15.60 | 12.73 | 11.87 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 63.01 | 57.07 | 43.80 | 54.22 | 59.99 |
| Core Cost Income Ratio | 62.50 | 59.07 | 56.56 | 58.05 | 60.74 |
| Operating Costs to Assets | 3.81 | 3.49 | 3.21 | 3.36 | 3.32 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 27.03 | 17.36 | 16.35 | 11.47 | 22.72 |
| PCE(x) | 23.92 | 15.45 | 30.03 | 20.27 | 39.11 |
| Price/Book(x) | 3.53 | 2.63 | 6.20 | 3.58 | 5.89 |
| Yield(%) | 0.17 | 0.08 | - | - | 0.13 |
| EV/Net Sales(x) | 5.47 | 7.64 | 9.15 | 6.02 | 8.80 |
| EV/Core EBITDA(x) | 22.23 | 24.92 | 21.30 | 21.56 | 35.96 |
| EV/EBIT(x) | 7.95 | 10.92 | 11.21 | 7.84 | 11.87 |
| EV/CE(x) | 0.50 | 0.65 | 0.88 | 0.61 | 0.80 |
| M Cap / Sales | 4.70 | 6.63 | 7.73 | 3.61 | 5.88 |
| Growth Ratio | |||||
| Core Operating Income Growth | 36.83 | 36.72 | 23.91 | 42.18 | 42.76 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 26.38 | -3.49 | 73.49 | 76.73 | 30.74 |
| BVPS Growth | -30.90 | 20.04 | 39.02 | 41.17 | 27.13 |
| Advances Growth | 26.74 | 33.19 | 28.22 | 18.29 | 71.41 |
| EPS Growth(%) | -40.31 | -4.31 | 68.99 | 69.90 | 27.76 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.13 | 0.11 | 0.04 | 0.04 | 0.04 |
| Investment / Deposits(x) | 0.29 | 0.29 | 0.30 | 0.41 | 0.37 |
| IncLoan / Deposits(x) | 9.08 | 11.39 | 19.54 | 39.50 | 44.35 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 0.42 | 0.50 | 2.20 | 0.81 | 1.29 |
Compare Financial Ratios of peers of AU SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| AU SMALL FINANCE BANK | ₹44,547.1 Cr | -1.3% | 6.3% | -8.3% | Stock Analytics | |
| HDFC BANK | ₹1,146,940.0 Cr | -0.2% | 4.6% | -10.5% | Stock Analytics | |
| ICICI BANK | ₹777,819.0 Cr | 1.9% | 1.6% | 23% | Stock Analytics | |
| AXIS BANK | ₹348,875.0 Cr | 7.3% | 9.3% | 27.8% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹319,737.0 Cr | -11.1% | -9.4% | -13.4% | Stock Analytics | |
| INDUSIND BANK | ₹112,533.0 Cr | -2.1% | -4.2% | 35.8% | Stock Analytics | |
AU SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| AU SMALL FINANCE BANK | -1.3% |
6.3% |
-8.3% |
| SENSEX | 0.9% |
1.5% |
23.6% |
You may also like the below Video Courses
